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Buy Here Pay Here

BHPH Software for Buy Here Pay Here Dealers

When you finance the customer, the deal is only the start. NetDealer is BHPH software that keeps the account, the schedule, the balance and the collection work on the same record as the vehicle you sold.

See who owes what, what is due next, and which accounts need a follow-up — without exporting Buy Here Pay Here into a second product.

Why BHPH stores outgrow a spreadsheet

In-house finance fails when the account is not the source of truth.

Buy Here Pay Here only works if the office, collections and the person taking money are looking at the same balance. Split that across tools and delinquency gets discovered late.

The payment book and the deal file disagree

A customer paid at the window, but the account still shows due. Or a late fee posted in one place and not the other. Collections starts from the wrong number.

Insurance and GPS live in a side list

Coverage lapses and device information matter on BHPH accounts. If they are not on the account, they are not there when collections needs them.

Payoffs take a scavenger hunt

A customer wants a payoff today. If history, charges and the remaining balance are not together, the office slows down and the customer waits.

BHPH inside the DMS

The account stays with the customer you financed.

NetDealer is Buy Here Pay Here software for the life of the account — collections, payments, payment history, and visibility across past-due accounts, not a retail DMS with a collections spreadsheet taped on.

Accounts and payment schedules

Keep the financed account, the schedule and the current balance together so posting a payment updates the record collections will see next.

Payment history, receipts and payoffs

Look up what was paid, reprint a receipt, and work from payoff information on the same account — not a separate cash log.

Collections, late fees and account notes

Work delinquencies with due dates, charges and notes on the account so the next person picking up the file is not starting over.

Insurance, GPS information and customer portal access

Track insurance coverage on financed accounts. Keep GPS-related device and account information with the deal. Customers can review account information, payment history and payoff quotes in the customer portal, and pay online when the dealership enables it.

Customer portal

Give financed customers a secure view of their account.

Customers can sign in to review account information, payment history, and payoff quotes. When the dealership enables online payments, they can also pay in the portal or through a payment link.

NetDealer DMS customer portal
NetDealer customer portal using demo account data.

Office, lot and phone

Collections is not only a back-office job.

Managers can review accounts from the web app. The mobile app keeps due items and customer accounts reachable when you are not at the desk.

Next step

See BHPH accounts, collections and payments in one product.

Book a walkthrough of accounts and collections, or start a subscription if your store already knows it needs a BHPH DMS.

Prefer to talk now? Call (682) 708-9644.

Why BHPH dealers stay in one DMS

Finance the customer without splitting the store.

Inventory, the deal and the account should be one story. That is the difference between BHPH software and a payment tracker.

  • Built into NetDealer, not bolted on

    BHPH accounts, collections and payments use the same customer and vehicle records as the rest of the dealership.

  • The information collections actually uses

    Balances, schedules, history, late fees, insurance, GPS, notes, receipts and payoffs are the working set — not a vanity dashboard.

  • Clear about what the portal does

    The customer portal is for account information, payment history, payoff quotes and — when enabled — customer payments. The dealership still works collections in NetDealer.

Questions about BHPH Dealer Software

BHPH software — Buy Here Pay Here software — is the system a dealer uses after they finance the customer: accounts, payment schedules, balances, payment history, collections, charges, insurance tracking, GPS information and payoffs.

BHPH dealer software is a DMS that can run Buy Here Pay Here after the sale, in addition to inventory and deals. NetDealer keeps the financed account on the same record as the vehicle you sold.

Yes. Payments post against the customer account, update the balance, and stay on the payment history the office and collections use. This is dealership payment tracking, not the card checkout used to subscribe to the NetDealer website.

Yes. Collections work from who owes what, what is due, delinquency, notes and account status inside the same DMS. It does not replace a collector — it keeps the file they work from current.

Yes. NetDealer tracks insurance coverage on financed accounts. GPS-related device and account information can be kept with the deal so collections and the office have it. That is account and deal information in the DMS — not a claim that NetDealer itself is a live GPS tracking service.

Yes. Financed customers can sign in to the NetDealer customer portal to review account information, see payment history, and request a payoff quote. When the dealership turns on online payments, customers can also pay in the portal or through a payment link the store sends.

No. This page is about customer payments on BHPH accounts. Website subscriptions for NetDealer itself are billed separately through Authorize.Net hosted checkout.

Keep BHPH where the deal already lives.

Accounts, schedules and collections belong in the same system as inventory and the contract.

Questions? (682) 708-9644 · contactus@netdealerdms.com